Call our UK contact centre

01223 446 914

Monday to Friday, 9am to 5pm
Closed Weekends & Bank Holidays


COVID-19 Travel & Holiday Insurance

Travel insurance policies including cancellation and emergency medical expenses relating to COVID-19

Get An Online Quote
Medical Cover

Medical Cover

Medical Cover

Cancellation Cover

Medical Cover

Baggage Cover

Medical Cover

from £50
Policy Excess

View our policy benefits and cover limits

Benefit (excess) Silver Gold Platinum
Cancellation & Curtailment £1,500 (£100) £5,000 (£75) £10,000 (£50)
Emergency Medical & Repatriation £5,000,000 (£100) £10,000,000 (£75) £10,000,000 (£50)
Missed Departure £750 (£100) £1,000 (£75) £1,250 (£50)
Baggage and Personal Belongings £750 (£100) £1,000 (£75) £2,000 (£50)

Cover limits are per person, per trip.

View our policy wording and full list of cover benefits


Holiday insurance for COVID-19

Freedom travel insurance policies include a host of COVID-19 related cover benefits as standard, including emergency medical expenses and cancellation cover if you receive a positive test prior to departure. View our Policy Wording for full terms and conditions.

Before your trip:

  • Cancellation if you receive a positive COVID-19 test within 14 days of the start of your trip or if you are hospitalised due to COVID-19 within 28 days of travel.
  • Cancellation if you or your travelling companion are denied boarding by the transport operator following a positive COVID-19 test or temperature reading.

During your trip:

  • Cover for emergency medical expenses whilst abroad including those associated with COVID-19.
  • Curtailment of your trip if you have checked in to your accommodation and then it has to close due to COVID-19.
  • Additional transport and accommodation costs (room only) if this is deemed medically necessary following a COVID-19 diagnosis.

Benefits are applicable to single and annual multi-trip policies. Cover benefits and limitations will vary depending on the cover level selected. View the COVID-19 cover summary document attached to your quote for full cover benefits, limitations, terms and conditions.

There is no cancellation cover if you are unable to travel due to Foreign, Commonwealth & Development Office (FCDO) advising against all or all but essential travel. Policy cover will be invalid if you travel against the advice of the government (FCDO), any regulatory authority or medical advice.

image name

Get An Online Quote

OR 01223 446 914

Freedom has award winning customer service

"Excellent company and great service. I have used Freedom for many years. Peace of mind that we are covered for medical conditions and can enjoy our holiday. Very easy to use, online quotes and staff on the phones are very helpful, thanks."

Trusted Customer

image name

Get An Online Quote

OR 01223 446 914

Applying for Freedom travel insurance

You can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to, and for how long. Make sure to declare all your pre-existing medical conditions for all travellers.

You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health and each individual condition. These questions should be answered accurately and to the best of your knowledge.

You will then be presented with available policy options, which include cover for declared medical conditions as well as cover for cancellation, baggage, personal accident and lots more.

Our team of friendly, medically aware travel insurance agents are here to help


When to purchase single trip insurance

You should purchase your policy once you have booked your holiday, you will then be covered for cancellation cover from the purchase date


Cover your whole trip

You need to cover your whole trip, taking into account the day that you arrive back in the UK



On a single trip we are able to rate on the country that you are travelling to, which enable us to offer a fairer price

Medical travel insurance frequently asked questions

Single trip cover is available up to age 79 with varying duration limits. Please see the policy wording for more information, or call our team for support.

Our policies are available to you if you are permanently resident in the United Kingdom (UK) and registered with a general practitioner (GP) in the UK. No cover is available to residents of the Channel Islands or IOM.

We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.