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Heart Condition Travel and Holiday Insurance

Travel insurance designed for people with heart conditions such as heart disease or heart failure by medical travel insurance experts

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Medical Cover

Medical Cover

Medical Cover

Cancellation Cover

Medical Cover

Baggage Cover

Medical Cover

from £50
Policy Excess

View our policy benefits and cover limits

Benefit (excess) Silver Gold Platinum
Cancellation & Curtailment £1,500 (£100) £5,000 (£75) £10,000 (£50)
Emergency Medical & Repatriation £5,000,000 (£100) £10,000,000 (£75) £10,000,000 (£50)
Missed Departure £750 (£100) £1,000 (£75) £1,250 (£50)
Baggage and Personal Belongings £750 (£100) £1,000 (£75) £2,000 (£50)

Cover limits are per person, per trip.

View our policy wording and full list of cover benefits


Travel and holiday insurance for people with heart conditions

Heart conditions - it’s a vague term and could be anything from heart arrhythmia to heart failure, disease, angina or heart attacks.

We understand the importance of covering these conditions and any relating complications, therefore have developed a fully comprehensive policy which does just that! If you have suffered a heart attack, had heart disease, failure, a stenting procedure or been prescribed blood thinning medication, we can explore travel insurance options for you.

It’s important to ensure you have declared your heart condition and any relating complications or treatment to make sure that you are fully covered if you have a change to your health circumstances. If you were to suffer chest pains whilst on holiday and have declared your previous heart condition, your policy will cover for emergency medical treatment, cancellation or to cut your holiday short if it's in any way related to your declared condition.

We know that many drugs can be prescribed as a precaution following the diagnosis of a heart condition, such as blood pressure, blood thinners or cholesterol but it is important that you inform us of anything that is prescribed and exactly what it is treating or preventing. This will ensure we have all the relevant information in the event of a claim.

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Freedom has been providing travel and holiday insurance to people with heart conditions for over 20 years!

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Heart condition travel and holiday insurance at a fair price

It can be advisable to obtain a travel insurance quote prior to booking your trip, as depending on the destination there can be a large variation in premiums. Freedom Insurance specialise in covering pre-existing medical conditions and do not want to penalise travellers for heart conditions such as heart disease or failure that are well managed and under control. It’s important to tell us about your heart condition and any relating treatment, such as anticoagulants, blood pressure or cholesterol medication to ensure you are fully covered in the event of a claim.

Our prices are based on a person’s current state of health at the time of taking out a policy, so if you live with a heart condition or have a history of heart monitoring/tests, we will tailor a policy that specifically meets your needs, making sure you have the right level of cover for your trip.

Freedom Travel Insurance

Why Choose Freedom?

Experienced, knowledgeable and medically aware

We are specialists and have been covering pre-existing heart conditions for more than 20 years. Our travel insurance agents are experienced and knowledgeable about a range of medical conditions.

Applying for travel and holiday insurance with a heart condition

You can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to, and for how long. Make sure to declare your heart conditions such as heart disease or failure and any other pre-existing medical conditions that apply to you and anyone else on the policy.

You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health. These questions should be answered accurately and to the best of your knowledge.

You will then be presented with available policy options, which include cover for declared medical conditions as well as cover for cancellation, baggage, personal accident and lots more.


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Get An Online Quote

OR 01223 446 914


Check with with your GP or consultant before flying

If you suffer with heart disease, failure or any other heart conditions you should always check with your GP or consultant. There is a normal recovery period of 6 weeks, but this can vary depending on the condition and treatment



Pack additional supplies in case of delays, loss or theft and take your medication at the correct time, considering the potential change in time zone


Keep moving

Speak to your GP for travel advice - for example, moving from your seat once every two hours will help improve blood circulation and prevent clots

Tips for travellers with medical conditions

Medical screening and declaring pre-existing conditions

Insuring travelling companions on the same policy

Dealing with medical emergencies abroad

Award winning customer service

"Excellent company and great service. I have used Freedom for many years. Peace of mind that we are covered for medical conditions and can enjoy our holiday. Very easy to use, online quotes and staff on the phones are very helpful, thanks."

Trusted Customer

Our team of friendly, medically aware travel insurance agents are here to help

Medical travel insurance frequently asked questions

With Freedom, you will always need to declare any heart or circulatory conditions which includes any problems with blood flow, strokes, high blood pressure and cholesterol.

We can provide single trip cover up to 365 days*. Annual multi-trip policies are available up to the age of 80 with a maximum trip length of 31 days per trip (this can be increased to 45 days if you are under 75)

*Available trip duration may vary depending on age.

After heart surgery, check with your consultant/GP that you are fit to travel to your planned destination. For a quotation, call instead of booking online so we can discuss your details in more depth.