|Cancellation & Curtailment||£1,500 (£100)||£5,000 (£75)||£7,000 (£50)|
|Emergency medical cover||£5,000,000 (£100)||£10,000,000 (£75)||£10,000,000 (£50)|
|Repatriation||£200,000 (£100)||£200,000 (£75)||£200,000 (£50)|
|Baggage and Personal Belongings||£750 (£100)||£1,000 (£75)||£1,500 (£50)|
|Missed Departure||£750 (£100)||£1,000 (£75)||£1,250 (£50)|
Cover limits are per person, per trip.
Heart conditions - it’s a vague term and could be anything from heart arrhythmia to heart failure, disease, angina or heart attacks.
We understand the importance of covering these conditions and any relating complications, therefore have developed a fully comprehensive policy which does just that! If you have suffered a heart attack, had heart disease, failure, a stenting procedure or been prescribed blood thinning medication, we can explore travel insurance options for you.
It’s important to ensure you have declared your heart condition and any relating complications or treatment to make sure that you are fully covered if you have a change to your health circumstances. If you were to suffer chest pains whilst on holiday and have declared your previous heart condition, your policy will cover for emergency medical treatment, cancellation or to cut your holiday short if it's in any way related to your declared condition.
We know that many drugs can be prescribed as a precaution following the diagnosis of a heart condition, such as blood pressure, blood thinners or cholesterol but it is important that you inform us of anything that is prescribed and exactly what it is treating or preventing. This will ensure we have all the relevant information in the event of a claim.
Freedom's been providing travel and holiday insurance to people with pre-existing medical conditions for over 17 years!
It can be advisable to obtain a travel insurance quote prior to booking your trip, as depending on the destination there can be a large variation in premiums. Freedom Insurance specialise in covering pre-existing medical conditions and do not want to penalise travellers for heart conditions such as heart disease or failure that are well managed and under control. It’s important to tell us about your heart condition and any relating treatment, such as anticoagulants, blood pressure or cholesterol medication to ensure you are fully covered in the event of a claim.
Our prices are based on a person’s current state of health at the time of taking out a policy, so if you live with a heart condition or have a history of heart monitoring/tests, we will tailor a policy that specifically meets your needs, making sure you have the right level of cover for your trip.
Experienced, knowledgeable and medically aware
We are specialists and have been covering pre-existing medical conditions for over 17 years! Our Travel Insurance Agents are experienced and knowledgeable about a range of medical conditions.
You can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to, and for how long. Make sure to declare your heart conditions such as heart disease or failure and any other pre-existing medical conditions that apply to you and anyone else on the policy.
You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health. These questions should be answered accurately and to the best of your knowledge.
You will then be presented with available policy options, which include cover for declared medical conditions as well as cover for cancellation, baggage, personal accident and lots more.
Check with with your GP or consultant before flying
If you suffer with heart disease, failure or any other heart conditions you should always check with your GP or consultant. There is a normal recovery period of 6 weeks, but this can vary depending on the condition and treatment
Pack additional supplies in case of delays, loss or theft and take your medication at the correct time, considering the potential change in time zone
Speak to your GP for travel advice - for example, moving from your seat once every two hours will help improve blood circulation and prevent clots
"Excellent company and great service. I have used Freedom for many years. Peace of mind that we are covered for medical conditions and can enjoy our holiday. Very easy to use, online quotes and staff on the phones are very helpful, thanks."
With Freedom, you will always need to declare any heart or circulatory conditions which includes any problems with blood flow, strokes, high blood pressure and cholesterol.
We can provide single trip cover up to 365 days. Annual multi-trip policies are available up to the age of 80 with a maximum trip length of 31 days per trip (this can be increased to 45 days if you are under 75)
*Available trip duration may vary depending on age.
After heart surgery, check with your consultant/GP that you are fit to travel to your planned destination. For a quotation, call instead of booking online so we can discuss your details in more depth.