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Worldwide & Global Travel and Holiday Insurance

Designed for people with pre-existing conditions looking for the best worldwide and global travel insurance

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Medical Cover

Medical Cover

Medical Cover

Cancellation Cover

Medical Cover

Baggage Cover

Medical Cover

from £50
Policy Excess

View our policy benefits and cover limits

Benefit (excess) Silver Gold Platinum
Cancellation & Curtailment £1,500 (£100) £5,000 (£75) £10,000 (£50)
Emergency Medical & Repatriation £5,000,000 (£100) £10,000,000 (£75) £10,000,000 (£50)
Missed Departure £750 (£100) £1,000 (£75) £1,250 (£50)
Baggage and Personal Belongings £750 (£100) £1,000 (£75) £2,000 (£50)

Cover limits are per person, per trip.

View our policy wording and full list of cover benefits


Worldwide travel insurance covering pre-existing medical conditions

When planning a trip beyond Europe it's important to consider the cost of travel insurance as this will vary significantly depending where you are travelling to. Insurers take into account the medical and repatriation costs of each country to assess the risk and quote accordingly.

As an indication, dealing with a heart attack in the USA (including repatriation to the United Kingdom) would normally cost over £100,000. This would be significantly less if you were travelling in Europe.

If you haven't decided where you're travelling to yet, and insurance cost is a factor you're wanting to consider, call us and we'll gladly look into quotes to different countries. At Freedom Insurance we'll provide you the very best service and be able to help you figure out which areas of the globe effect your premiums most and prepare you for the final cost of your trip.

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Freedom has been providing travel and holiday insurance to people with pre-existing medical conditions for over 20 years!

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Medical travel and holiday insurance travelling worldwide

Flights, holidays and cruises to countries outside Europe naturally tend to cost more, even if you have bagged a great deal! Freedom’s worldwide holiday insurance offers the best cover should you face an emergency far away from home. We account for the fact that medical treatment and repatriation is likely to be more costly from long haul destinations than from countries closer to the UK, so we offer a high level of cover, protecting our policy holders from being out of pocket should the unthinkable happen.

If you are finally heading on your long awaited worldwide holiday, you'll want to make sure you are fully covered in case you are forced to cancel the trip due to illness or require medical treatment abroad. We offer a range of travel insurance policies with cancellation cover as high as £10,000 per person and emergency medical expenses up to £10 million. 

Award winning customer service

"Excellent company and great service. I have used Freedom for many years. Peace of mind that we are covered for medical conditions and can enjoy our holiday. Very easy to use, online quotes and staff on the phones are very helpful, thanks."

Trusted Customer

Applying for worldwide pre-existing travel and holiday insurance

Freedom offers a variety of the best worldwide travel insurance cover options depending on individual circumstance. Worldwide single trip cover is available with no upper age limit and annual worldwide travel insurance up to the age of 79.

Whether you need a single traveller, couple or family policy, Freedom’s travel insurance agents are on hand to inform you of our most cost-effective options to cover your future holidays. In addition, we can offer winter sports cover, hazardous pursuits or cruise cover if required on your trip!

Quotes can be obtained online or by telephone with our UK based contact centre. Our travel insurance agents are on hand Monday to Friday to walk you through the quote process and look at a range of options, ensuring you only pay out for the cover you really need. If you aren't quite sure where you're travelling to, give us a call and we will look at multiple destinations so you can plan ahead with the cost of insurance in mind.

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Our team of friendly, medically aware travel insurance agents are here to help


Get all necessary vaccinations

Not only is this a sensible idea, but importantly, our travel insurance will not cover you for any claims linked directly or indirectly from your failure to obtain any recommended vaccines, inoculations or medications prior to your trip


Check for VISAs

Check VISA requirements. Read up on government advice or any new rulings that may affect your journey and prepare for them appropriately


Check FCDO travel advice

When traveling anywhere but particularly global and worldwide, it’s important to make sure you understand any on-going challenges occurring at your destination be it political, environmental or financial etc. You can always obtain such information from www.gov.uk/foreign-travel-advice

Medical travel insurance frequently asked questions

We do not ask for a letter from your GP in order to issue cover. Medical claims will be referred back to your GP so it is important that you answer our medical declaration honestly.

Should your pre-existing medical conditions, directly or indirectly disrupt your holiday plans, maybe causing you to cancel or possibly resulting in emergency medical treatment abroad, providing you have told us about your medical conditions and cover has been agreed, you will be able to recover your expenses (excesses may apply).

Our policies are available to you if you are permanently resident in the United Kingdom (UK) and registered with a general practitioner (GP) in the UK. No cover is available for residents of the Channel Islands or IOM.