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UK Travel Insurance

UK travel insurance designed for people with pre-existing conditions by medical travel insurance experts

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Medical Cover

Medical Cover

Medical Cover

Cancellation Cover

Medical Cover

Baggage Cover

Medical Cover

from £50
Policy Excess

View our policy benefits and cover limits

Benefit (excess) Silver Gold Platinum
Cancellation & Curtailment £1,500 (£100) £5,000 (£75) £7,000 (£50)
Emergency medical cover £5,000,000 (£100) £10,000,000 (£75) £10,000,000 (£50)
Repatriation £200,000 (£100) £200,000 (£75) £200,000 (£50)
Baggage and Personal Belongings £750 (£100) £1,000 (£75) £1,500 (£50)
Missed Departure £750 (£100) £1,000 (£75) £1,250 (£50)

Cover limits are per person, per trip.

View policy wording and full list of benefits


Why cover trips within the UK

Whilst it's easy to overlook travel insurance if you aren't leaving your home country, the biggest reason to take out insurance cover for UK trips is cancellation. If you have pre-existing medical conditions and a change to your health causes you to cancel your trip, the Freedom policy will cover you to make a claim.

We offer both single and annual multi-trip cover for UK trips. Our European annual multi-trip policy will also cover any trips within the UK or Channel Islands, providing you have at least 2 nights planned.

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OR 01223 446 914

Freedom's been providing travel insurance to people with pre-existing medical conditions for over 17 years!

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Get An Online Quote

OR 01223 446 914

Medical travel insurance for people travelling within the United Kingdom and Channel Islands

Your policy is valid for UK travel where you have at least two nights planned with either:

  • Pre-booked accommodation or
  • Pre-booked transport

Freedom offer cancellation cover that varies from £1,500 to £7,000 - meaning that you can select a policy which is suitable for each individual trip.

Our UK travel insurance also includes travelling to the Channel Islands.

Freedom Travel Insurance

Why choose Freedom?

Experienced, knowledgeable and medically aware

We are specialists and have been covering pre-existing medical conditions for over 17 years! Our Travel Insurance Agents are experienced and knowledgeable about a range of medical conditions.


Our UK travel insurance also covers the Channel Islands

Our UK bracket automatically covers trips to the Channel Islands


What does UK travel insurance cover?

The main benefits of purchasing UK travel insurance is to protect you from cancellation of your trip if you become ill beforehand and would be unable to travel. You would also be covered for loss of baggage


When to buy cover

You should purchase travel insurance when you buy the holiday, cancellation cover then applies from the date that you buy your insurance policy

"Excellent company and great service. I have used Freedom for many years. Peace of mind that we are covered for medical conditions and can enjoy our holiday. Very easy to use, online quotes and staff on the phones are very helpful, thanks."

Claire Davies

Tips for travellers with medical conditions

Medical screening and declaring pre-existing conditions

Insuring travelling companions on the same policy

Dealing with medical emergencies abroad

Our team of friendly, medically aware travel insurance agents are here to help

Medical travel insurance frequently asked questions

We don't have an upper age limit on our single trip policies. However, the duration we can cover will vary depending on age

Our policies are available to you if you are permanently resident in the United Kingdom (UK) and registered with a general practitioner (GP) in the UK

Generally, Freedom is unable to offer cover for people on a waiting list for surgery but there are exceptions to the rule. Talk to the Freedom Call Centre on 01223 446 914 where we can look if there are any options available , it may be that we can find you a policy that excludes cover for the medical condition relating to the pending surgery.