Call Our UK Contact Centre

01223 446 914

Monday - Friday 9am - 2pm
Closed Weekends & Bank Holidays


Single and One Trip Travel Insurance

Designed for people with pre-existing conditions by medical travel insurance experts

Get An Online Quote Now
Medical Cover

Medical Cover

Medical Cover

Cancellation Cover

Medical Cover

Baggage Cover

Medical Cover

from £50
Policy Excess

View our policy benefits and cover limits

Benefit (excess) Silver Gold Platinum
Cancellation & Curtailment £1,500 (£100) £5,000 (£75) £7,000 (£50)
Emergency medical cover £5,000,000 (£100) £10,000,000 (£75) £10,000,000 (£50)
Repatriation £200,000 (£100) £200,000 (£75) £200,000 (£50)
Baggage and Personal Belongings £750 (£100) £1,000 (£75) £1,500 (£50)
Missed Departure £750 (£100) £1,000 (£75) £1,250 (£50)

Cover limits are per person, per trip.

View policy wording and full list of benefits


Single trip travel insurance covering pre-existing medical conditions

We tailor our single trip policies to your individual needs by taking into account exactly where you are travelling to. We have a diverse range of rates for countries across Europe rather than having one or two prices that fit all.

If you would prefer to speak to one of our insurance agents to discuss your trip in more detail, we can easily run through different destinations to show how this may affect the cost of your travel insurance.

We can offer policies to cover trips of up to 365 days depending on age and will take into account the exact number of days you are travelling.

image name

Get An Online Quote

OR 01223 446 914

Freedom's been providing travel and holiday insurance to people with pre-existing medical conditions for over 17 years!

image name

Get An Online Quote

OR 01223 446 914

Single trip travel insurance covering pre-existing medical conditions

A single trip policy can be more flexible in offering the right cover that you require. We offer three levels of cancellation cover so you are to select the required limit for your individual holiday. It can be important to cover all travellers going on the trip as this way everyone is covered for cancellation up to the policy limit due to a medical reason.

Once you have booked your holiday, it’s a good idea to get your travel insurance in place. The cancellation benefit of our policy starts from the time you buy insurance, so the sooner you go on cover, the sooner your money is protected.

Freedom Travel Insurance

Why choose Freedom?

Specialist travel insurance including pre-existing medical conditions

We are specialists with over 17 years of experience. We've been providing travel insurance policies for people with a variety of pre-existing medical conditions since 2002.

Applying for single trip travel insurance with pre-existing medical conditions

You can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to, and for how long. Make sure to declare all your pre-existing medical conditions for all travellers.

You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health and each individual condition. These questions should be answered accurately and to the best of your knowledge.

You will then be presented with available policy options, which include cover for declared medical conditions as well as cover for cancellation, baggage, personal accident and lots more.

image name

Get An Online Quote

OR 01223 446 914


When to purchase single trip insurance

You should purchase your policy once you have booked your holiday, you will then be covered for cancellation cover from the purchase date


Cover your whole trip

You need to cover your whole trip, taking into account the day that you arrive back in the UK



As insurance costs will vary depending on destination, we have devised multiple areas of travel with different rates, meaning we can offer a fairer price for your trip

"Excellent company and great service. I have used Freedom for many years. Peace of mind that we are covered for medical conditions and can enjoy our holiday. Very easy to use, online quotes and staff on the phones are very helpful, thanks."

Claire Davies

Tips for travellers with medical conditions

Medical screening and declaring pre-existing conditions

Insuring travelling companions on the same policy

Dealing with medical emergencies abroad

Our team of friendly, medically aware travel insurance agents are here to help

Medical travel insurance frequently asked questions

Our policies are available to you if you are permanently resident in the United Kingdom (UK) and registered with a general practitioner (GP) in the UK

As we operate an on-going medical warranty, you will need to inform us of any health changes that occur between your quotation/purchase date and the date of travel. We may be required to ask additional questions to ensure your travel insurance is up to date and fully covering you for the trip.

We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.