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Freedom Travel Insurance

Save 10% with code FRE10

Use code FRE10 to get 10% off single trip travel insurance. Promotion valid between 01/08/2022 and 23:59 on 14/08/2022.

Travel and Holiday Insurance for Pre-Existing Medical Conditions

Providing cover to people with medical conditions since 2002

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Award winning customer service

trusted by thousands of travellers

Freedom is one of the very first travel and holiday insurance providers to cover pre-existing conditions, and we're proud to have helped thousands of people secure the cover they need when traveling to Europe or worldwide. Our policies are designed to respond to medical emergencies abroad

Freedom Insurance has three levels of cover which can provide up to*:

*Cover limits will depend on the cover level selected. Benefits are per person, per trip.

View full range of benefits >

Medical Cover



Medical Cover



Medical Cover



Medical Cover

From £50


Benefit (excess) Silver Gold Platinum
Cancellation & Curtailment £1,500 (£100) £5,000 (£75) £10,000 (£50)
Emergency Medical & Repatriation £5,000,000 (£100) £10,000,000 (£75) £10,000,000 (£50)
Missed Departure £750 (£100) £1,000 (£75) £1,250 (£50)
Baggage and Personal Belongings £750 (£100) £1,000 (£75) £2,000 (£50)
End Supplier Financial Failure £5,000 (NIL) £5,000 (NIL) £5,000 (NIL)

Cover limits are per person, per trip. 

View our policy wording and full list of cover benefits

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Single Trip

One off single trips up to 365 in duration, providing cover from the day you depart the UK to the day you arrive home

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Annual Multi-Trip

Cover for multiple trips (up to 31 or 45 days) in a 365 day period for travellers aged 80 or under

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Worldwide Travel Insurance

Travelling outside of Europe? Read our guide to covering medical conditions for long haul destinations such as the USA, Canada, the Caribbean and Australia

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Europe Travel Insurance

Where you travel in Europe can impact on the cost of travel insurance when covering medical conditions. Our helpful guide explains which destinations to look out for

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UK Travel Insurance

Make sure you're covered for UK breaks too! Insure staycations of two or more nights in case your existing medical conditions force you to cancel


Our team of friendly, medically aware travel insurance agents are here to help

Award winning online customer service


"Excellent company and great service. I have used Freedom for many years. Peace of mind that we are covered for medical conditions and can enjoy our holiday. Very easy to use, online quotes and staff on the phones are very helpful."

Trusted Customer

"Value for money . This is the third time we have chosen Freedom. Travelling with medical conditions can be very expensive but Freedom offer very good value for money making going abroad a possibility. Thank you Freedom."

Trusted Customer

"Simple, online system with a trusted insurer! Does it get any better? Have used Freedom 4 times and have found them really friendly and make life easy for someone with a pre-existing condition (I had testicular cancer just over 3 years ago)."

Trusted Customer

Tips for travellers with medical conditions

Medical screening and declaring pre-existing conditions

Insuring travelling companions on the same policy

Dealing with medical emergencies abroad

Our charity partners

Freedom supports a number of medical charities throughout the UK and welcomes new partnerships.