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Travel and Holiday Insurance for Pre-Existing Medical Conditions

Giving you the Freedom to travel with medical conditions since 2002

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Single Trip

Single trip cover in the UK, to Europe or Worldwide for up to 365 days

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Annual Multi-Trip

A yearly policy, providing cover for multiple trips up to 31 or 45 days

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Worldwide Travel Insurance

Travelling outside of Europe? Read our guide to covering medical conditions for long haul destinations such as the USA, Canada and Australia

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Europe Travel Insurance

Where you travel in Europe can impact on the cost of medical travel insurance. Our helpful guide explains which destinations to look out for

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Already Travelled

Have you already travelled without insurance? We've partnered with ISETI to get you back on track


Freedom has three levels of cover which can provide up to*:

*Cover limits will depend on the cover level selected. Benefits are per person, per trip.

View full range of benefits >

Medical Cover



Medical Cover



Medical Cover



Medical Cover

From £50


Benefit (excess) Silver Gold Platinum
Cancellation & Curtailment £1,500 (£100) £5,000 (£75) £10,000 (£50)
Emergency Medical & Repatriation £5,000,000 (£100) £10,000,000 (£75) £10,000,000 (£50)
Missed Departure £750 (£100) £1,000 (£75) £1,250 (£50)
Baggage and Personal Belongings £750 (£100) £1,000 (£75) £2,000 (£50)

Cover limits are per person, per trip. 

View our policy wording and full list of cover benefits

Award winning customer service

trusted by thousands of travellers

Freedom was one of the very first travel and holiday insurance providers to cover pre-existing conditions, and we're proud to have helped thousands of people secure the cover they need when travelling to Europe or Worldwide with policies designed to respond to medical emergencies abroad. We've received the Feefo Platinum Trusted Service Award as testament to our top grade customer service.

Read our customer reviews

Our team of friendly, medically aware travel insurance agents are here to help

Freedom's charity partners

Freedom is proud to support a number of medical charities throughout the UK and welcomes new partnerships

Tips for travellers with medical conditions

Medical screening and declaring pre-existing conditions

Insuring travelling companions on the same policy

Dealing with medical emergencies abroad