|Cancellation & Curtailment||£1,500 (£100)||£5,000 (£75)||£10,000 (£50)|
|Emergency Medical & Repatriation||£5,000,000 (£100)||£10,000,000 (£75)||£10,000,000 (£50)|
|Missed Departure||£750 (£100)||£1,000 (£75)||£1,250 (£50)|
|Baggage and Personal Belongings||£750 (£100)||£1,000 (£75)||£2,000 (£50)|
If you're planning a cruise holiday, we have a specialist policy extension to ensure you are fully covered which includes a range of cruise specific benefits. Cruises are covered as standard on our policies however you can add the cruise extension to gain additional cover benefits if your trip is under 60 days in duration or if you're purchasing annual cover.
Our single trip cruise extension will cover trips up to 60 days in duration, to both European and Worldwide destinations. The available single trip duration will vary depending on age, full details of which can be found in our policy wording.
If you have multiple trips planned, including a cruise, our annual multi-trip policies might be the best option for you. They will cover you for unlimited travel up to 31 days per trip, or 45 days if the trip extension is also selected from our policy options.
If your trip is eligible, cruise cover will be presented and should be added during the quote journey once you reach the options page. This will then be displayed on your policy schedule. If you already have a Freedom policy and wish to add the cruise extension, you can do so by phoning us on 01223 446 914.
Add the cruise option to your Freedom policy to gain additional cover benefits
What does the cruise extension cover?
- If you miss your port we will cover up to £1,500
- If you are unable to participate in your planned excursions we will cover up to £1,500
- If you are confined to your cabin we will cover up to £1,000
- If you miss your departure we will cover up to £1,500
Excess amounts will vary depending on the level of cover chosen. Visit our policy wording for further details.
"Excellent company and great service. I have used Freedom for many years. Peace of mind that we are covered for medical conditions and can enjoy our holiday. Very easy to use, online quotes and staff on the phones are very helpful, thanks."
You can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to, and for how long. Make sure to declare all your pre-existing medical conditions for all travellers.
You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health and each individual condition. These questions should be answered accurately and to the best of your knowledge.
You will then be presented with available policy options at which point you will need to select the cruise extension for your Freedom policy to cover cruising.
Adding the cruise extension
If you're travelling on a cruise, it's important that you always select the cruise extension on our options page. If necessary, this can be added to your cover by contacting us on 01223 446 914
Cover your whole trip
You need to cover your whole trip, taking into account the day that you arrive back in the UK
On a single trip we are able to rate on the country that you are travelling to, which enable us to offer a fairer price
Generally, Freedom is unable to offer cover for people on a waiting list for surgery but there are exceptions to the rule. Talk to the Freedom Call Centre on 01223 446 914 where we can look if there are any options available , it may be that we can find you a policy that excludes cover for the medical condition relating to the pending surgery.
Should your pre-existing medical conditions, directly or indirectly disrupt your holiday plans, maybe causing you to cancel or possibly resulting in emergency medical treatment abroad, providing you have told us about your medical conditions and cover has been agreed, you will be able to recover your expenses (excesses may apply).
If your trip is under 60 days in duration, you'll be presented with the cruise extension during our quote journey. Be sure to select this if you'd like to gain additional and cruise specific cover benefits for your trip.